Terms & Conditions

Users of the Services offered by this website acknowledge and accept these terms and conditions.

TABLE OF CONTENTS:

  1. GENERAL PROVISIONS
  2. ELECTRONIC SERVICES IN THE ONLINE STORE
  3. CONDITIONS FOR CONCLUDING A SALE AGREEMENT
  4. METHODS AND DEADLINES OF PAYMENT FOR THE PRODUCT
  5. COST, METHODS AND DATE OF DELIVERY AND RECEIPT OF THE PRODUCT
  6. DIGITAL CONTENT
  7. PRODUCT COMPLAINT
  8. EXTRAJUDICIAL METHODS OF SETTLING COMPLAINTS AND PURSUING CLAIMS, AS WELL AS RULES OF ACCESS TO THESE PROCEDURES
  9. THE RIGHT TO WITHDRAW FROM THE AGREEMENT
  10. FINAL PROVISIONS
  11. Risk Warning

1. GENERAL PROVISIONS

  1. The entrepreneur / seller running the online store https://www.speculators.store, hereinafter referred to as the “Online Store” is Speculators.store with headquarters in Krobia, Poland, at the following address: 63-840 Krobia, Jutrosińska street 29B.
  2. Contact with the Online Store is possible via e-mail: support@speculators.store and the electronic form available at https://speculators.store/contact-us/
  3. These Terms and condition are addressed both to retails consumers and to entrepreneurs using the Online Store
  4. The administrator of personal data processed in the Online Store in connection with the implementation of the provisions of these Terms and condition is the Seller. Personal data is processed for the purposes, to the extent and based on the grounds and principles set out in the privacy policy published on the Online Store website. The privacy policy contains mainly rules regarding the processing of personal data by the Administrator in the Online Store, including the grounds, purposes and scope of personal data processing and the rights of data subjects, as well as information on the use of cookies and analytical tools in the Online Store. Using the Online Store, including making purchases, is voluntary. Similarly, the provision of personal data by the Service Recipient or Customer using the Online Store is voluntary, subject to the exceptions indicated in the privacy policy (conclusion of the contract and statutory obligations of the Seller).
  5. Definitions
    1. CUSTOMER– (1) a natural person with full legal capacity, and in the cases provided for by generally applicable regulations, also a natural person with limited legal capacity; (2) legal person; or (3) an organizational unit without legal personality, which the law grants legal capacity – which has concluded or intends to conclude a Sales Agreement with the Seller.
    2. SELLER – speculators.store, Speculators.store with headquarters in Krobia, Poland, at the following address: 63-840 Krobia, Jurosińska street 29B.
    3. WORKING DAY – one day from Monday to Friday, excluding public holidays
    4. CIVIL CODE – the Civil Code Act of 23 April 1964 (Journal of Laws 1964 No. 16, item 93, as amended).
    5. PRODUCT – a movable item available in the Online Store [1] or [2] a service – being the subject of the Sales Agreement between the Customer and the Seller.
      1. DIGITAL CONTENT – digital content means goods or services which are produced and supplied in digital form, the use or consumption of which is restricted to a technical device and which do not include in any way the use or consumption of physical goods or services
        1. E-book -it should be understood as an electronic book, i.e. e-book; a file with the content containing such a book can be saved in PDF, ePub, MOBI or other format offered by the Seller in the online store, according to the information provided next to the e-book
        2. Real Volume (Indicator) – This ought to be understood as an electronic service of delivering an indicator to a client from a real volume that works continuously on business days. This product is not directly created by the seller. The seller is an intermediary for the sale of this product, which is owned by the ClusterDelta.com website (http://clusterdelta.com/). Buyer should be aware that any privacy policy and terms of use apply to this product at ClusterDelta.com (http://clusterdelta.com/)
  1. ORDER FORM – Electronic Service, an interactive form available in the Online Store that allows placing an Order, in particular by adding Products to the electronic basket and defining the terms of the Sales Agreement, including the method of delivery and payment
  2. REGISTRATION FORM – a form available in the Online Store that allows you to create an Account.
  3. Terms and condition – these regulations of the Online Store
  4. SALES AGREEMENT – a civil law agreement under which the Seller undertakes to transfer ownership of the goods (goods) to the Buyer and hand over the item to him, and the buyer undertakes to collect the item and pay the seller the agreed price
  5. ELECTRONIC SERVICE – a service provided electronically by the Seller to the Customer via the Online Store. Provision of a service by electronic means means the performance of a service provided without the simultaneous presence of the parties (at a distance), through the transmission of data at the individual request of the recipient, sent and received using electronic processing devices, including digital compression, and data storage, which is fully transmitted, received or transmitted via a telecommunications network within the meaning of the Act of 16 July 2004 – Telecommunications Law.
  6. ORDER – Customer’s declaration of will submitted via the Order Form and aimed directly at concluding a Product Sales Agreement with the Seller.
  7. ACCOUNT – Electronic Service, a set of resources in the Service Provider’s IT system marked with an individual name (login) and password provided by the Service Recipient, in which the data provided by the Service Recipient and information about Orders placed by him in the Online Store are collected.
  8. CONSUMER RIGHTS ACT, ACT – the Act of May 30, 2014 on consumer rights (Journal of Laws 2020.287 as amended)
  9. ONLINE STORE – the Seller’s online store available at the Internet address: https://speculators.store
  10. CONSUMER-CLIENT, a natural person who performs a legal transaction with the SELLER not directly related to his business activity – precise definition – art. 22 of the Act of 23 April 1964 Civil Code (i.e. Journal of Laws 2020.1740 as amended).

2. ELECTRONIC SERVICES IN THE ONLINE STORE

  1. The following Electronic Services are available in the Online Store: Account, Order Form and Contact Form.
    1. Order Form – the use of the Order Form begins when the Customer adds the first Product to the electronic basket in the Online Store. Placing an Order takes place after the Customer has completed several steps, including providing data for order processing, choosing the method of delivery and payment – before making the payment, it is possible to modify the entered data (for this purpose, follow the displayed messages and information available on the Online Store website) . In the Order Form, it is necessary for the Customer to provide the following data about the Customer: name and surname / company name, address (street, house / flat number, zip code, city, country), e-mail address, contact telephone number and data regarding the Sales Agreement: Product /s or service / s, their quantity, place and method of delivery, method of payment. In the case of customers who are not consumers, it is also necessary to provide the company name and tax identification number After completing the order form, the customer receives a password to log in to the customer panel at the e-mail address provided. This allows the customer to download the e-book at a later timeThe Electronic Service Order Form is provided free of charge and is of a one-off nature and ends when the Order is placed through it or when the Customer stops placing the Order through it.
    2. Contact Form – the use of the Contact Form begins when entering the data necessary to send the form to the Seller. It is located in the “contact” tab. Sending an inquiry consists of three stages: providing personal data, information and content of the message and clicking the “Send” field. It is necessary to provide data in the form of: e-mail address, telephone number, message subject.The Electronic Contact Form service is provided free of charge and is of a one-off nature. The service ends when the message is sent or when you stop using it earlier.
    3. Account – using the Account is possible by registering. Registration takes place when the data for the order is provided. The customer automatically receives the login data by e-mail. Setting up an account is confirmed by an automatically sent e-mail to the e-mail address provided. The Electronic Service Account is provided free of charge for an indefinite period. The Customer may, at any time and without giving any reason, delete the Account (resign from the Account) by sending a relevant request to the Seller, in particular via e-mail to the following address: support@speculators.store or in writing to the following address: Jutrosińska 29B, 63-840 Krobia, Poland.
  2. If the Customer agrees by subscribing to the list of subscribers, he will receive the Newsletter at the e-mail address provided by him. It is possible to unsubscribe from the newsletter service at any time by sending a message to the following e-mail address: support@speculators.store
  3. Technical requirements necessary for cooperation with the ICT system used by the Service Provider: (1) a computer, laptop or other multimedia device with Internet access; (2) access to electronic mail; (3) Internet browser: Mozilla Firefox version 11.0 and higher or Internet Explorer version 7.0 and higher, Opera version 7.0 and higher, Google Chrome version 12.0.0 and higher; (4) the recommended minimum screen resolution: 1024 × 768; (5) enabling cookies and Javascript support in the web browser.
  4. The Customer is obliged to use the Online Store in a manner consistent with the law and morality, with respect for personal rights as well as copyrights and intellectual property of the Seller and third parties. The customer is obliged to enter data in accordance with the facts. The customer is prohibited from providing illegal content.
  5. The complaint procedure:
    1. Complaints related to the provision of Electronic Services by the Seller and other complaints related to the operation of the Online Store (excluding the Product complaint procedure, which is indicated in points 6 and 7 of Terms and Condition), the Customer may submit, for example:
      1. in writing/ post to the address: 63-840 Krobia, Jutrosińska 29B. Poland
      2. in electronic form via e-mail to the following address:support@speculators.store
  1. It is recommended that the Customer provide in the description of the complaint: (1) information and circumstances regarding the subject of the complaint, in particular the type and date of the occurrence of irregularities; (2) customer requests; and (3) contact details of the person submitting the complaint – this will facilitate and speed up the consideration of the complaint by the Seller. The requirements set out in the preceding sentence are only recommendations and do not affect the effectiveness of complaints submitted without the recommended description of the complaint.The response to the complaint by the Seller takes place immediately, no later than within 14 calendar days from the date of its submission.

3. CONDITIONS FOR CONCLUDING A SALE AGREEMENT    

  1. The conclusion of the Sales Agreement between the Customer and the Seller takes place:
    1. after the Customer has placed an Order using the Order Form in the Online Store in accordance with point 2.1.1 of the “Terms and Condition”
    2. confirming the order by clicking “Realize the order” and filling in the Order Form
    3. making the payment by the method chosen by the Ordering Party
  2. The Product price shown on the Online Store website is given in USD and includes taxes but if your currency is available, the system can automatically display prices in your country’s currency. The total price including taxes of the Product being the subject of the Order, and other costs, and if the amount of these fees cannot be determined – the Customer is informed about the obligation to pay them. on the website of the Online Store when placing an Order, including when the Customer expresses his will to be bound by the Sales Agreement.
  3. The procedure for concluding a Sales Agreement in the Online Store using the Order Form:
    1. The conclusion of the Sales Agreement between the Customer and the Seller takes place after the Customer has placed an Order in the Online Store in accordance with point 2.1.1 of the Terms and Condition.
    2. After placing the Order, the Seller immediately confirms its receipt and at the same time accepts the Order for execution. Confirmation of receipt of the Order and its acceptance for implementation takes place by sending the Customer an appropriate e-mail to the Customer’s e-mail address provided when placing the Order, which contains at least the Seller’s declaration of receipt of the Order and its acceptance for implementation and confirmation of the conclusion of the Sales Agreement.
    3. As soon as the Customer receives the above e-mail – a Sales Agreement is concluded between the Customer and the Seller.
  1. In order to create an Account, complete the registration form available at https://speculators.store/my-account. In order to confirm the registration, it is required to activate the button or a similar function (activation link) contained in the e-mail message sent to the user’s e-mail address. Only confirmation of registration will allow you to log in again in the future. A registered user may at any time change the saved data or permanently delete it.
  2. Consolidating, securing and making the content of the concluded Sales Agreement available to the Customer takes place by (1) providing these Terms and Condition on the Online Store website and (2) sending the Customer the e-mail message referred to in point 3.3.2. of the Terms and Condition. The content of the Sales Agreement is additionally recorded and secured in the IT system of the Seller’s Online Store
  3. The Seller reserves the right to change the prices of Products presented on the website of the Online Store, post information about new products, carry out and cancel promotional campaigns on its websites, or introduce changes to them. The Seller’s right referred to in the preceding sentence does not affect orders placed before the effective date of the price change, promotional campaign conditions or sales.

4. METHODS AND DEADLINES OF PAYMENT FOR THE PRODUCT

  1. The Seller provides the Customer with various methods of payment under the Sales Agreement. Detailed information on payment methods can be found on the website in the Checkout tab.
    1. The ordering party has the right to choose the form of payment for the ordered products.
  2. The Seller offer the possibility of paying in ways:
    1. By PayPal
    2. By credit cards via StripeThe processor of online payments is Stripe.com

5. COST, METHODS AND DATE OF DELIVERY AND RECEIPT OF THE PRODUCT

  1. 1.The Service Provider proceeds to execute the Order immediately after the payment of the equivalent value of the order contained in the Order Basket is credited.
  2. In the basket of orders, the Service Recipient selects the form of delivery and payment method. The information on the total value of the order then provided takes into account the product price.
  3. E-books are available in the customer’s account after purchase. The customer can download the product immediately after purchasing and paying for the order, directly on his account on speculators.store. The file can be downloaded up to 3 times. After exceeding the download limit, you will not be able to download the file from your account. In case of any problems with the download, the customer can contact customer service via the e-mail address: support@speculators.store.
  4. The real volume is provided by the trading partner and the terms and conditions of that partner apply.
  5. The trading hub will be launched within 24 hours after purchase. The customer will receive details on his e-mail
  6. Digital content are delivering to client via email in PDF, ePub format, or is optionally downloadable from online store

6. DIGITAL CONTENT

  1. Speculators.store acts as a Licensee (or Agent) of the Publisher to provide the Digital Content to the Customer. When purchasing Digital Content the Customer acquires a license to access the Digital Content as provided to speculators.store and the Customer by the Publisher.
  2. Once a Customer accesses or downloads any Digital Content that they purchase, they no longer have the right to cancel their purchase of that Digital Content.
  3. Speculators.store obligations to the Customer with regards to supply of the Digital Content is fulfilled when the Digital Content is downloaded. It is your responsibility not to lose, destroy, or damage Digital Content once downloaded.
  4. Speculators.store and the Publishers of Digital Content reserve the right to change, suspend, remove or disable access to any Digital Content, products, or other materials comprising a part of a digital service at any time without notice.
  5. The Publishers may at any time withdraw or remove Digital Content and make no guarantees that Digital Content will continue to be made available for access.
  6. Customers may be able to re-download previously acquired Digital Content to their devices. Content may not be available for re-download if that Content is no longer offered on our Services.
  7. The Publisher of the Digital Content is solely responsible for the Digital Content and any claims or warranties relating to it.
  1. Terms of Use of Digital Content:
  1. Digital Content may not be copied, shared or otherwise distributed.
  2. Content is available for personal use only.
  3. Restrictions on downloads to Customer devices accessing the Digital Content may apply.
  4. Applicable use is within relevant Laws.
  5. com and the Publisher of the Digital Content reserve the right to enforce applicable Terms of Use relating to the Digital Content.
  6. com acts as a Licensee (or Agent) of the Publisher to provide the Digital Content to the Customer. When purchasing Digital Content the Customer acquires a license to access the Digital Content as provided to tradelikethis.com and the Customer by the Publisher.
  7. Once a Customer accesses or downloads any Digital Content that they purchase, they no longer have the right to cancel their purchase of that Digital Content.
  8. com obligations to the Customer with regards to supply of the Digital Content is fulfilled when the Digital Content is downloaded. It is your responsibility not to lose, destroy, or damage Digital Content once downloaded.
  9. com and the Publishers of Digital Content reserve the right to change, suspend, remove or disable access to any Digital Content, products, or other materials comprising a part of a digital service at any time without notice.
  10. The Publishers may at any time withdraw or remove Digital Content and make no guarantees that Digital Content will continue to be made available for access.
  11. Customers may be able to re-download previously acquired Digital Content to their devices. Content may not be available for re-download if that Content is no longer offered on our Services.
  12. The Publisher of the Digital Content is solely responsible for the Digital Content and any claims or warranties relating to it.

7. PRODUCT COMPLAINT

  1. The seller makes every effort to ensure that the products are fully functional and work without any charges.
    1. Ebooks are sent in the world-famous PDF format. For their proper operation, Adobe Reader software or another program for handling PDF formats is required.
    2. Volume product, the customer is aware that the seller is only an intermediary in sales and all regulatory issues, including the complaint procedure, are considered by the ClusterDelta.com website.
  2. The seller will respond to the complaint immediately, but not later than before the deadline of 14 days. In the case of the
    1. Complaint may be submitted by the Customer, for example:
      1. In writing to fallowing address:Jutrosińska street 29B, 63-840 Krobia, Poland
      2. in electronic form via e-mail to the following address:support@speculators.store

8. EXTRAJUDICIAL METHODS OF SETTLING COMPLAINTS AND PURSUING CLAIMS, AS WELL AS RULES OF ACCESS TO THESE PROCEDURES

  1. Detailed information on the possibility for the Customer who is a consumer to use out-of-court complaint and redress methods and the rules of access to these procedures are available on the website of the Office of Competition and Consumer Protection at: https://uokik.gov.pl/pozasadowe_rozwiazywanie_sporow_konsumenckich. php
  2. There is also a contact point at the President of the Office of Competition and Consumer Protection (phone: 22 55 60 333, email: kontakt.adr@uokik.gov.pl or a written address: Pl. Powstańców Warszawy 1, Warsaw.), Whose task is between other than providing assistance to consumers in matters relating to out-of-court settlement of consumer disputes.
  3. The consumer has the following exemplary possibilities of using out-of-court complaint and redress methods: (1) application for dispute resolution to a permanent consumer arbitration court (more information at: http://www.spsk.wiih.org.pl/ ); (2) an application for an out-of-court dispute resolution to the provincial inspector of the Trade Inspection (more information on the website of the inspector competent for the place of business activity by the Seller);

and (3) assistance of a poviat (municipal) consumer ombudsman or a social organization whose statutory tasks include consumer protection (including the Consumer Federation, Association of Polish Consumers). Advice is provided, inter alia, by e-mail at bilety@dlakonsumentow.pl and at the consumer helpline number 801 440 220 (the hotline is open on Working Days, from 8:00 to 18:00, connection fee according to the operator’s tariff).

  1. At the address http://ec.europa.eu/consumers/odr there is a platform of an online system for resolving disputes between consumers and entrepreneurs at the EU level (ODR platform). The ODR platform is an interactive and multilingual website with a one-stop shop for consumers and entrepreneurs seeking out-of-court settlement of a dispute regarding contractual obligations arising from an online sales contract or a contract for the provision of services (more information on the website of the platform itself or at the website of the Office of Competition and Consumer Protection : https://uokik.gov.pl/spory_konsumenckie_faq_platforma_odr.php ).

9. THE RIGHT TO WITHDRAW FROM THE AGREEMENT

The right to withdraw from a contract concluded outside the business premises or at a distance is not available to the consumer in relation to contracts for the supply of digital content that is not recorded on a tangible medium, if the performance began with the consumer’s express consent before the deadline to withdraw from the contract and after informing by the entrepreneur about the loss of the right to withdraw from the contract. ” (Consumer Rights Act)

10. FINAL PROVISIONS

  1. Agreements concluded via the Online Store are concluded in English.
  2. If any of the provisions of these Terms and condition is found to be illegal, invalid or otherwise unenforceable to the extent provided for by law, it shall be excluded in this respect. In the remaining scope, Terms and condition remain valid.
  3. All names of Products offered for sale by the Online Store are used for identification purposes and may be protected and reserved on the basis of the provisions of the Act of June 30, 2000, Industrial Property Law (i.e. Journal of Laws 2021.324).
  4. All photos posted on the Website are protected on the basis of the Act of February 4, 1994 on copyright and related rights – (Journal of Laws 2019.1231 as amended) – have a creative and individual character. They cannot be copied without the consent of the Website Administrator.
  5. Amendments to Terms and condition:
    1. The Seller reserves the right to amend the Terms and condition for important reasons, that is: changes in the law; changes in payment and delivery methods – to the extent to which these changes affect the implementation of the provisions of these Terms and condition.
    2. In the case of concluding continuous contracts on the basis of these Terms and condition (eg provision of Electronic Services – Account), the amended Terms and condition is binding for the Customer, if the requirements specified in Art. 384 and 384 [1] of the Civil Code, that is, the Customer has been properly informed about the changes and has not terminated the contract within 14 calendar days from the date of notification. In the event that the amendment to the Terms and condition results in the introduction of any new fees or an increase in the existing fees, the Customer who is a consumer has the right to withdraw from the contract.
    3. In the event of concluding, on the basis of these Terms and condition, agreements of a nature other than continuous agreements (e.g. Sales Agreement), the amendments to the Terms and condition will not in any way infringe the rights of acquired Customers who are consumers before the effective date of the amendments to the Terms and condition, in particular, amendments to the Terms and conditon will not affect for already placed or placed Orders and concluded, implemented or performed Sales Agreements.
  6. In matters not covered by these Terms and condition, generally applicable provisions of Polish law shall apply, in particular: the Act of 23 April 1964 Civil Code (Journal of Laws 2020.1740, as amended); the Act of July 18, 2002. on the provision of electronic services (Journal of Laws 2020.344) for Sales Agreements concluded from December 25, 2014 with customers who are consumers – the provisions of the Act on consumer rights of May 30, 2014 (Journal of Laws of 2014, item 827 with d.); and other relevant provisions of generally applicable law.
  7. In the event of disputes related to the implementation of the concluded contract, the parties will endeavor to resolve the dispute by way of out-of-court arbitration – including resolution of the dispute before a mediator. If the dispute is not resolved amicably, the competent court to resolve the dispute will be the Common Court with territorial jurisdiction according to general property.

11. Risk Warning

Trading Forex and CFDs with leverage involves a significant risk of loss and may not be suitable for all investors. Trading such instruments may result in the loss of some or all of the funds invested. Please note that past performance is not a forecast and will not affect future performance.

The content of this e-books, www.speculators.store website, and all Speculators.store social media channels does not constitute financial or investment advice. All the above-mentioned information is of a general nature and does not take into account your life situation, investment experience or current financial situation. They are only educational and informative.

Any information provided in the e-books and Speculators.store online sources are not an incentive to open a transaction. They only provide an overview of the historical situations on the chart and the behavior of other market participants. They are only the private opinion of the authors.

The authors are not responsible for the decisions made by readers of this book and any Speculatos.store Internet channels. Readers and users take full individual responsibility for their decisions and at the same time accept and are fully aware of the risks they bear when trading in leveraged markets

Any links to other internet sources and articles are for general information purposes only. The authors are not responsible for the content presented in the other sources indicated. The reader is obliged to read the documents on the use and information about the risk on these websites and online sevices. Readers fully accept this and are required to obtain and accept this documentation.

The material contained in the publication is of general nature and presents general market knowledge and market information from many market participants. The authors of the book are not responsible for the quality of these materials and for any errors.

The authors of the e-books give no guarantee that the material and knowledge contained in this book will work in the future and disclaim all responsibility for decisions made by the readers.

The volume, trading hub are materials / market information created on the basis of information from other market participants. They illustrate the views of these participants on the market situation. The authors of the book are not responsible for any losses incurred with the use of these tools. They are for general information purposes and each reader / user uses these materials at their own risk. These tools are not an incentive to open any transactions and are not an incentive to make investment decisions. Sharing them is for educational purposes and the authors disclaim any responsibility towards other users of these tool

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